BROKEREDGE
BROKEREDGE Equipment Finance
Equipment Finance
Equipment Finance for Australian Businesses
Whether you’re buying a single machine or building out a fleet, BrokerEdge helps businesses across the Northern Rivers, Melbourne and Australia-wide finance the equipment they need, without tying up working capital.
Every equipment deal is different. We look at the asset, how it will be used, your cash flow and your lending profile, then structure your application in line with how lenders assess it, giving you a clearer path to approval.
What We Can Finance
Trucks & Trailers
Prime movers, rigid trucks, trailers and transport fleets.
Earthmoving & Construction
Excavators, loaders, mining and construction equipment.
Agricultural
Tractors, harvesters and farm machinery.
Manufacturing & Industrial
Production lines, CNC and industrial machinery.
Medical & Dental
Medical, dental and laboratory equipment.
Hospitality
Commercial kitchens, coffee machines and fit-outs.
IT & Office
Computer hardware, software and office equipment.
Commercial Solar
Solar and energy-efficient equipment for business.
Forklifts & Logistics
Forklifts, access and warehouse equipment.
New and used assets can be considered. Asset age limits and criteria vary between lenders.
Options
Equipment Finance Options
We’ll explain how each structure works so you can choose what suits your business. Your accountant can advise on the GST and tax treatment.
Chattel mortgage
Your business owns the asset from day one, and the lender takes security over it.
Finance lease
The lender owns the asset and leases it to your business, usually with a residual at the end.
Commercial hire purchase
Hire the asset over the term and take ownership once the final payment is made.
Operating lease & rental
Use the asset for a set period without owning it, often suited to technology.
Low doc & full doc
Options for established businesses without recent financials, as well as full doc.
Why BrokerEdge
Broad lender panel
Major banks and specialist lenders, so you see more of the market.
We do the legwork
Comparing options, preparing your application and guiding you through to settlement.
Commercial experience
We understand business financials and how to present them clearly to lenders.
Local & Australia-wide
Based in the Northern Rivers and Melbourne, helping clients by phone and online.
Frequently Asked Questions
Can I finance used equipment?
Yes. Many lenders will consider used equipment, including private sales. Asset age limits and criteria vary between lenders, so we’ll match you with lenders that suit the asset.
What’s the difference between a chattel mortgage and a finance lease?
With a chattel mortgage, your business owns the asset from the start and the lender takes security over it. With a finance lease, the lender owns the asset and leases it to you, usually with a residual at the end. Your accountant can advise which suits your tax position.
Do I need recent financials?
Not always. Low doc options may be available for established businesses with a solid ABN and GST history, subject to lender criteria.
Can a newer business get equipment finance?
Some lenders will consider newer businesses, sometimes with a deposit or additional security. We’ll let you know what options may be available for your situation.
Ready to talk about your next asset?
Tell us a little about what you need and we’ll be in touch to talk through your options.
Amelia Johansson is a credit representative (credit representative number 571745) of BrokerEdge Commercial Finance Pty Ltd (Australian credit representative number 571771), which is authorised under Bluehive Financial Services Pty Ltd, Australian credit licence 388107.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. All applications are subject to lender assessment and approval. Fees and charges apply.