BROKEREDGE
BROKEREDGE Business Loans & Working Capital
Business Loans & Working Capital
Funding to Support Cash Flow and Growth
Whether you need to smooth out cash flow, buy stock, take on a bigger contract or invest in growth, BrokerEdge helps businesses across the Northern Rivers, Melbourne and Australia-wide find the right funding.
Beyond the major banks, many lenders now assess businesses more commercially, often looking at cash flow and current trading rather than only historical financials. We work across this market to find and structure the option that suits your business.
Funding Options
Working Capital
Flexible funding for day-to-day costs, stock and wages.
Business Loans
Short and long-term loans for growth or one-off needs.
Secured & Unsecured
With or without property security.
Line of Credit
Draw funds when you need them.
Invoice Finance
Release cash tied up in unpaid invoices.
Revenue-Based Lending
Assessed on your trading performance.
Insurance Premium Funding
Spread the cost of business insurance premiums.
Start-ups
New business scenarios where lender criteria allow.
Commercial Property
Purchase, refinance and SMSF commercial property.
All funding is subject to lender assessment and approval.
Options
Ways We Can Help
Each application is positioned in line with what lenders look for, so it’s clear, complete and easier to assess. We’ll explain the costs, terms and repayments of each option so you can compare them before you commit.
All business structures
Companies, sole traders, partnerships and trusts.
Established & newer businesses
Including newer businesses where lender criteria allow.
Secured & unsecured
Options with or without property or asset security.
Cash flow based assessment
Lenders that look at current trading performance.
Clear costs and terms
We explain fees, terms and repayments up front.
Why BrokerEdge
Broad lender panel
Major banks and specialist lenders, so you see more of the market.
We do the legwork
Comparing options, preparing your application and guiding you through to settlement.
Commercial experience
We understand business financials and how to present them clearly to lenders.
Local & Australia-wide
Based in the Northern Rivers and Melbourne, helping clients by phone and online.
Frequently Asked Questions
What’s the difference between secured and unsecured business loans?
A secured loan uses an asset, such as property or equipment, as security and is often lower cost. An unsecured loan has no specific security, but usually costs more and may need a director’s guarantee.
How quickly can I get funding?
Timeframes depend on the lender and how complex the application is. We’ll give you a realistic idea up front and keep things moving.
What information will I need?
Usually your ABN details, ID and recent business bank statements. For larger amounts, lenders may also ask for financial statements or BAS.
How does invoice finance work?
A lender advances you a percentage of the value of your unpaid invoices, so you can access cash before your customers pay.
Ready to talk about funding your business?
Tell us a little about what you need and we’ll be in touch to talk through your options.
Amelia Johansson is a credit representative (credit representative number 571745) of BrokerEdge Commercial Finance Pty Ltd (Australian credit representative number 571771), which is authorised under Bluehive Financial Services Pty Ltd, Australian credit licence 388107.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. All applications are subject to lender assessment and approval. Fees and charges apply.