BROKEREDGE
BROKEREDGE Services
What we do
Finance Solutions for Business and Life
From the vehicle or equipment that keeps your business moving, to working capital, property, solar and personal lending, we find and structure the right finance across our lender panel. Explore our services below.
Vehicle Finance
Whether you’re purchasing a vehicle for personal use or business, BrokerEdge provides tailored car finance solutions designed to suit your individual needs.
Car finance can quickly become overwhelming, with a wide range of lenders, products, and structures available. BrokerEdge simplifies the process by understanding your situation and structuring your application in line with how lenders assess it — helping create a smoother path to approval.
Beyond securing a competitive rate, the focus is on delivering the right overall solution — taking into account loan structure, flexibility, tax considerations, and long-term suitability.
We can assist with:
- Vehicles purchased from dealers or private sellers
- New and used vehicles*
- Classic and prestige vehicles
- Business and personal use vehicles
- Chattel mortgages
- Finance and novated leases
- Consumer car loans
- Equity release
- Refinance and restructure
*Vehicle age limits vary between lenders. Some financiers have strict criteria, while others may consider older or specialty vehicles.
Plant & Equipment Finance
BrokerEdge provides tailored equipment finance solutions for businesses of all sizes — from single asset purchases through to large-scale fleet and plant acquisitions.
Equipment finance covers a broad range of business assets, and each deal requires the right structure to align with lender requirements, cash flow, and long-term business goals. BrokerEdge takes a strategic approach, ensuring every application is positioned correctly from the outset to support a smoother approval process.
We can assist with:
- Trucks and trailers
- Earthmoving and mining equipment
- Manufacturing and industrial machinery
- Computer hardware and software
- Agricultural equipment
- Medical and laboratory equipment
- Access and logistics equipment
- Arborist and forestry equipment
- A wide range of specialised business assets
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*Finance is available for both new and used equipment. Lending criteria, including asset age, can vary between financiers.
Solar & Energy Finance
Invest in your property’s future. Power your home. Cut your bills.
With plenty of sunshine across the Northern Rivers, more homeowners and businesses are turning to solar, batteries and energy-efficient upgrades to take control of their power costs. BrokerEdge helps you finance the upgrade without paying for everything upfront, working alongside local installers to keep the process simple.
We can assist with:
- Solar panel systems
- Battery storage
- EV chargers
- Heating and air conditioning
- Hot water heat pumps
- Commercial solar for businesses and farms
Energy savings depend on your system, energy use and electricity prices.
Business Fitouts
BrokerEdge provides tailored finance solutions to support business fit-outs, refurbishments, and new premises setups.
Whether you’re launching a new venture, expanding your operations, or upgrading an existing space, fit-out funding needs to be structured correctly to align with cash flow, project timelines, and lender requirements. BrokerEdge takes a strategic approach to ensure your finance solution supports both the build and the long-term operation of your business.
From retail and hospitality through to medical and office environments, each application is positioned in line with how lenders assess fit-out projects — helping deliver a smoother approval process and greater flexibility.
We can assist with:
- New business setup costs
- Shop, office, and commercial fit-outs
- Refurbishments and upgrades
- Fixtures, fittings, and equipment
- Combined fit-out and equipment funding
- Industry-specific funding structures
Fit-out finance provides funding for the design, construction, and setup of business premises — allowing you to preserve working capital while investing in your growth.
Business Loans
BrokerEdge provides flexible business funding solutions to support cash flow, growth, and day-to-day operations.
With a wide range of lenders available beyond the traditional banks, businesses now have access to funding options that are assessed more commercially — often based on cash flow and real-time performance rather than purely historical financials. BrokerEdge works across this landscape to identify and structure the most appropriate solution for your business.
Whether you need funding to manage expenses, purchase stock, or invest in growth, each application is carefully positioned in line with lender requirements to improve efficiency and approval outcomes.
We can assist with:
- Working capital facilities
- Short-term and long-term business loans
- Secured and unsecured funding
- Cash flow and revenue-based lending
- Equipment and asset-backed funding
- Start-up and new business scenarios (where applicable)
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Explore your options or speak with BrokerEdge to structure the right funding solution for your business.
Personal Loans
Flexible personal loan solutions to support life’s expenses — from planned purchases through to unexpected costs.
Whether you’re funding a vehicle, consolidating debt, or covering a major expense, BrokerEdge works with a range of lenders to find a solution that suits your situation. Each application is structured to align with lender requirements, helping create a smoother and more efficient path to approval.
We can assist with:
- Car, caravan, and lifestyle purchases
- Personal loans for major expenses
- Debt consolidation
- Home improvements and renovations
- Unsecured and secured loan options
Personal loans provide access to funds for a wide range of purposes, with flexible structures designed to suit your budget and repayment preferences.
Wedding Finance
Your wedding deserves more than a line on a list.
So we gave it its own page.
The venue, the rings, the destination, the honeymoon, the family flying in from across the country. A wedding is one of the biggest moments of your life, and planning it shouldn’t mean emptying your savings all at once.
We’ve created a dedicated space for couples, and for the wedding businesses who make it all happen.
Lifestyle & Marine Finance
Whether you’re purchasing a boat, jet ski, caravan, or other lifestyle asset, BrokerEdge provides tailored finance solutions for both personal and business use.
Lifestyle asset lending can vary depending on usage, asset type, and lender criteria. BrokerEdge takes a structured approach, ensuring each application is aligned with how lenders assess these assets — creating a smoother and more efficient path to approval.
From recreational purchases to practical business use, the right structure can make a significant difference to flexibility, tax outcomes, and long-term suitability.
We can assist with:
- Boats, jet skis, and marine vessels
- Caravans and mobile site offices
- Personal and business use
- New and used assets
- Purchases from dealers and private sellers
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*Lending criteria, including asset type and age, may vary between financiers.
Invoice Finance
Waiting 30, 60 or 90 days for customers to pay can put real pressure on cash flow, even when your business is growing and profitable. Invoice finance, also known as debtor finance, lets you use your unpaid invoices to access working capital now, so you aren’t held back by slow-paying customers.
Unlike a traditional business loan, invoice finance is secured against your receivables rather than property. As your sales grow, the funding available to you can grow too, without repeated credit limit increase requests.
How it works
- You raise an invoice to your customer as usual.
- The invoice, or your debtors ledger, is submitted to the lender.
- You receive an advance of up to 80% of the invoice value (subject to lender approval).
- Your customer pays the invoice.
- You receive the remaining balance, less fees.
Could invoice finance help your business?
It may be worth a conversation if your business is:
- Struggling to keep up with ATO, payroll tax or superannuation obligations because of cash flow timing
- Turning away orders or larger contracts due to tight cash flow
- Relying on personal funds to keep the business running
- Outgrowing existing overdraft or bank facilities
- Wanting to reduce reliance on property security, such as the family home
- Missing out on supplier early-payment or volume discounts
Different facilities suit different businesses. They vary in how much of each invoice you can access, whether your customers are notified, how the facility is priced, and whether it covers your whole debtor ledger or selected invoices. BrokerEdge looks at your debtor profile, trading terms, industry and cash flow cycle. We then structure a facility that fits how your business actually operates.
We can assist with:
- Selective (single) invoice finance
- Whole-of-ledger debtor finance
- Confidential facilities, where you continue to manage your own customer collections
- Disclosed factoring facilities
- Trade finance for importing and purchasing stock
- Export finance for overseas debtors
- Refinancing or replacing existing bank trade and working capital facilities
- Releasing property security from existing business facilities
What’s typically needed to apply
- Aged debtors and creditors ledgers
- Two years of financial statements (Profit & Loss and Balance Sheet)
- A sample paper trail, such as a purchase order, tax invoice, proof of delivery and remittance advice
- An ATO integrated client account (running balance) statement
Requirements vary between lenders, and we’ll confirm exactly what’s needed for your situation.
Invoice finance is about turning your receivables into working capital on terms that suit your trading cycle, not simply finding the lowest discount rate.
Insurance Premium Funding
BrokerEdge provides tailored insurance premium funding solutions to help businesses manage the cost of annual insurance premiums without placing unnecessary pressure on cash flow.
Rather than paying large insurance premiums upfront, premium funding can allow businesses to spread the cost over manageable instalments while keeping important insurance cover in place.
This can be useful for businesses with multiple policies, seasonal cash flow, growing operating costs, or larger annual insurance renewals.
We can assist with:
- Business insurance premium funding
- Public liability insurance
- Professional indemnity insurance
- Commercial vehicle and fleet insurance
- Plant, equipment and machinery insurance
- Trade and contractor insurance
- Farm, transport and commercial property insurance
Insurance premium funding can help businesses preserve working capital, manage cash flow and maintain essential insurance cover without a large upfront payment.
BrokerEdge works with a network of lenders and funding providers to help structure practical insurance premium funding options suited to your business needs.
Commercial Property Finance
BrokerEdge provides tailored commercial property finance solutions across a wide range of lending scenarios, ownership structures, and investment strategies.
With access to an extensive lender network and specialist commercial funding solutions, securing the right property facility involves far more than simply comparing interest rates. BrokerEdge takes a strategic approach — structuring each application to align with lender requirements, cash flow objectives, entity structures, and long-term business or investment goals.
Whether you are purchasing a commercial premises, expanding a property portfolio, refinancing existing facilities, or funding through complex ownership structures, the focus is on delivering finance solutions that are competitive, scalable, and built for long-term flexibility.
We can assist with:
- Commercial property purchases
- Commercial refinance and restructuring
- Industrial, retail, office, and mixed-use property funding
- SMSF commercial property lending
- Trust and company lending structures (including TIC arrangements)
- Development and construction funding
- Equity release and portfolio leverage strategies
- Lease doc and low doc commercial lending
- Business premises owner-occupier finance
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Commercial property finance is about structuring lending solutions to suit your ownership structure, servicing position, cash flow, and long-term investment strategy — not simply securing an interest rate.
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BrokerEdge also provides residential home loan solutions, including purchases, refinancing and construction lending. Clients can access commercial, asset and home lending through the one trusted relationship.
Home Loans
Securing the right home loan is about more than finding a low rate. It’s about structuring a loan that fits your income, your lifestyle and your plans for the years ahead.
Through our residential lending arm, operating under Bluehive Financial Services Pty Ltd, BrokerEdge helps clients through the home loan process from start to finish. That includes buying a first home, upgrading, building, investing and refinancing. With access to a broad panel of lenders, we take the time to understand your position and goals. We then match you with loan options that suit your needs and work to secure an approval.
For business owners, self-employed borrowers and clients with more complex financial positions, our commercial lending background is a genuine advantage. We understand business financials, trust and company structures, and non-standard income. We know how to present them clearly to lenders.
We can assist with:
- First home buyer loans, including government scheme guidance
- Owner-occupier home loans
- Investment property loans
- Refinancing, including rate reviews and loan restructuring
- Construction loans and house-and-land packages
- Renovation and equity release
- Debt consolidation into your home loan
- Self-employed and low doc home loans
- Bridging finance
- Loans for borrowers with past credit challenges (specialist lending)
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Whether you are buying your first home, building, growing an investment portfolio or reviewing your current loan, the focus is on finding a loan that works for you now and adapts as your circumstances change.
Simple process
How It Works
1. Tell Us Your Goals
A quick chat about what you need, your timing and your situation.
2. We Compare Options
We look across our lender panel and structure the deal to suit.
3. We Handle the Application
We prepare and lodge everything and keep you updated along the way.
4. Settlement
We work with the lender and supplier to get you to settlement smoothly.
Why BrokerEdge
Broad lender panel
Major banks and specialist lenders, so you see more of the market.
We do the legwork
Comparing options, preparing your application and guiding you through to settlement.
Commercial experience
We understand business financials and how to present them clearly to lenders.
Local & Australia-wide
Based in the Northern Rivers and Melbourne, helping clients by phone and online.
Not Sure Which Finance Fits?
Tell us what you are trying to achieve and we will point you in the right direction.
Members Of
Amelia Johansson is a credit representative (credit representative number 571745) of BrokerEdge Commercial Finance Pty Ltd (Australian credit representative number 571771), which is authorised under Bluehive Financial Services Pty Ltd, Australian credit licence 388107.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. All applications are subject to lender assessment and approval. Fees and charges apply.