BROKEREDGE
Vehicle Finance
Vehicle Finance
Vehicle Finance for Business and Personal Use
Whether it’s a work ute, a fleet of vans or the family car, BrokerEdge helps businesses and individuals across the Northern Rivers, Melbourne and Australia-wide find vehicle finance that suits their situation.
With so many lenders and structures to choose from, car finance can quickly become overwhelming. We take the time to understand what you need, then structure your application in line with how lenders assess it.
What We Can Finance
Cars & 4WDs
New and used cars, SUVs and 4WDs.
Utes & Vans
Work utes, vans and light commercials.
Commercial Vehicles
Light and heavy commercial vehicles and trucks.
Dealer or Private Sale
Buy from a dealer or a private seller.
Classic & Prestige
Classic, luxury and prestige vehicles.
Business Fleets
Finance for multiple vehicles across your business.
Caravans & Motorhomes
Caravans, campervans and motorhomes.
Motorbikes
Road, trail and work motorbikes.
Refinance
Restructure an existing vehicle loan.
Vehicle age limits vary between lenders. Some may consider older or specialty vehicles.
Options
Vehicle Finance Options
Beyond the rate, we look at loan structure, flexibility, balloon or residual options and long-term suitability. For business vehicles, your accountant can advise on GST and tax treatment.
Chattel mortgage
A popular choice for business vehicles, where you own the vehicle from day one.
Finance lease
The lender owns the vehicle and leases it to your business for an agreed term.
Novated lease
A salary packaging arrangement between you, your employer and a financier.
Consumer car loan
A secured car loan for personal use.
Refinance & equity release
Restructure an existing loan or release equity in a vehicle you own.
Why BrokerEdge
Broad lender panel
Major banks and specialist lenders, so you see more of the market.
We do the legwork
Comparing options, preparing your application and guiding you through to settlement.
Commercial experience
We understand business financials and how to present them clearly to lenders.
Local & Australia-wide
Based in the Northern Rivers and Melbourne, helping clients by phone and online.
Frequently Asked Questions
Can I buy from a private seller?
Yes. Many lenders finance private sales as well as dealer purchases. We’ll help coordinate the paperwork and payment with the seller.
What is a balloon or residual payment?
It’s a lump sum due at the end of the loan term. It lowers your regular repayments, but you’ll need to pay it, refinance it or trade the vehicle in when the term ends.
Should I use a business or personal loan?
It depends on how the vehicle will be used. Vehicles used mainly for business may suit a chattel mortgage or lease, while personal vehicles usually suit a consumer car loan.
How old can the vehicle be?
It varies between lenders. Some have strict age limits, while others may consider older, classic or specialty vehicles.
Ready to talk about your next vehicle?
Tell us a little about what you need and we’ll be in touch to talk through your options.
Amelia Johansson is a credit representative (credit representative number 571745) of BrokerEdge Commercial Finance Pty Ltd (Australian credit representative number 571771), which is authorised under Bluehive Financial Services Pty Ltd, Australian credit licence 388107.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. All applications are subject to lender assessment and approval. Fees and charges apply.