BROKEREDGE
Lifestyle & Marine Finance
Lifestyle & Marine Finance
Finance for Life on the Water and the Road
Whether it’s a boat, jet ski, caravan or motorhome, BrokerEdge helps people and businesses across the Northern Rivers, Melbourne and Australia-wide finance the lifestyle assets they’ve been working towards.
Lifestyle lending varies depending on how the asset will be used, the type of asset and lender criteria. We structure each application in line with how lenders assess these assets, for personal or business use.
What We Can Finance
Boats & Cruisers
Trailer boats, cruisers and marine vessels.
Jet Skis
Jet skis and personal watercraft.
Caravans & Campers
Caravans, camper trailers and pop-tops.
Motorhomes
Motorhomes and campervans.
Tiny Homes
Tiny homes, depending on lender criteria.
Light Aircraft
Finance for light aircraft.
Lending criteria, including asset type and age, vary between lenders.
Options
Lifestyle Finance Options
The right structure depends on how you’ll use the asset. For business use, your accountant can advise on GST and tax treatment.
Secured consumer loans
For lifestyle assets used personally.
Chattel mortgage
For assets used mainly for business, such as a mobile site office.
Dealer or private sale
Finance for purchases from dealers or private sellers.
New and used assets
Many lenders consider used assets, subject to age limits.
Why BrokerEdge
Broad lender panel
Major banks and specialist lenders, so you see more of the market.
We do the legwork
Comparing options, preparing your application and guiding you through to settlement.
Commercial experience
We understand business financials and how to present them clearly to lenders.
Local & Australia-wide
Based in the Northern Rivers and Melbourne, helping clients by phone and online.
Frequently Asked Questions
Can I finance a used boat or caravan from a private seller?
Yes. Many lenders finance private sales, subject to the asset’s age and condition. We’ll help coordinate the paperwork with the seller.
Can I finance a caravan for business use?
Yes. Caravans used as mobile site offices or accommodation for work may suit business finance such as a chattel mortgage. Your accountant can advise on the tax treatment.
Can I get finance for a tiny home?
Some lenders will consider tiny homes, but criteria vary depending on whether it’s on wheels or a fixed foundation. We’ll let you know what options may be available.
Are there age limits on lifestyle assets?
Yes, many lenders have age limits on boats, caravans and other lifestyle assets, but these vary between lenders.
Ready to talk about your next adventure?
Tell us a little about what you need and we’ll be in touch to talk through your options.
Amelia Johansson is a credit representative (credit representative number 571745) of BrokerEdge Commercial Finance Pty Ltd (Australian credit representative number 571771), which is authorised under Bluehive Financial Services Pty Ltd, Australian credit licence 388107.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. All applications are subject to lender assessment and approval. Fees and charges apply.